DETAIL KOLEKSI

Pengaruh revenue diversification terhadap profitabilitas pada perbankan di Bursa Efek Indonesia


Oleh : Raihan Putra

Info Katalog

File Jurnal : 00000000000000096450.pdf

Nomor Panggil : 2019_TA_MJ_022150001

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2019

Pembimbing 1 : Bahtiar Usman

Subyek : Revenue diversification;Financial management - Profitability in banks

Kata Kunci : bank profitability, non interest income, fee and commission income, other non interest income.


File Repositori
No. Nama File Ukuran (KB) Status
1. 2019_TA_MJ_022150001_Halaman-Judul.pdf 664.26
2. 2019_TA_MJ_022150001_Bab-1.pdf 631.28
3. 2019_TA_MJ_022150001_Bab-2.pdf 823.67
4. 2019_TA_MJ_022150001_Bab-3.pdf 681.04
5. 2019_TA_MJ_022150001_Bab-4.pdf 781.54
6. 2019_TA_MJ_022150001_Bab-5.pdf 518.84
7. 2019_TA_MJ_022150001_Daftar-Pustaka.pdf 753.12
8. 2019_TA_MJ_022150001_Lampiran.pdf 2026.55

P Penelitian ini membahas pengaruh revenue diversification yang terdiri atas noninterest income, fee and commission income dan other non interest income terhadap bank profitability. Penelitian ini menggunakan variabel funding cost, capitaladequacy, liquidity, investments, bank size, credit risk dan inflasi sebagai variabelkontrol. Sampel yang digunakan sebanyak 34 perusahaan perbankan yang terdaftar diBursa Efek Indonesia selama 5 tahun dari tahun 2013 sampai dengan 2017. Metodepenelitian yang digunakan adalah regresi data panel dengan alat analisis Eviews 9.Hasil penelitian ini menunjukkan non interest income dan bank size berpengaruhpositif dan signifikan terhadap bank profitability. Variabel fee and commissionincome, other non interest income, funding cost dan credit risk berpengaruh negatifdan signifikan terhadap bank profitability. Hasil penelitian menunjukkan capitaladequacy, liquidity, investments dan inflasi tidak berpengaruh secara signifikanterhadap bank profitability. Untuk meningkatkan profitablitas, sebaiknya bankmeningkatkan aktivitas non interest income serta memperluas ukuran perusahaan,namun perlu diperhatikan fee and commission income, other non interest income,funding cost dan credit risk yang tinggi dapat menurunkan profitabilitas bank.

T This study discusses the effect of revenue diversification which consists of noninterest income, fee and commission income and other non interest income to bankprofitability. This study uses funding cost, capital adequacy, liquidity, investments,bank size, credit risk and inflation as control variables. The samples used were 34banking companies listed on the Indonesia Stock Exchange for 5 years from 2013 to2017. The research method used was panel data regression with Eviews 9 software asthe analysis tool. The results of this study showed that non interest income and banksize had a significant positive effect on bank profitability. Variable fees andcommission income, other non interest income, funding costs and credit risk have anegative and significant effect on bank profitability. The results showed that capitaladequacy, liquidity and investments did not significantly affect bank profitability. Toincrease profitability, banks should increase non-interest income activities andexpand company size, but pay attention that high fee and commission income, othernon-interest income, funding costs and credit risk can reduce bank profitability.

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