DETAIL KOLEKSI

Faktor internal dan eksternal yang mempengaruhi profitabilitas bank komersial di Indonesia


Oleh : Amanda Yudisia Kertopati

Info Katalog

File Jurnal : 00000000000000096628.pdf

Nomor Panggil : 2019_TA_MJ_022151178

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2019

Pembimbing 1 : Henny Setyo Lestari

Subyek : Asset management;Financial management - Profitability in banks

Kata Kunci : asset quality, bank’s profitability, bank size, capital adequacy, commercial bank.


File Repositori
No. Nama File Ukuran (KB) Status
1. 2019_TA_MJ_022151178_Halaman-Judul.pdf 1153.84
2. 2019_TA_MJ_022151178_Bab-1.pdf 687.81
3. 2019_TA_MJ_022151178_Bab-2.pdf 1325.42
4. 2019_TA_MJ_022151178_Bab-3.pdf 1179.69
5. 2019_TA_MJ_022151178_Bab-4.pdf 1140.56
6. 2019_TA_MJ_022151178_Bab-5.pdf 623.05
7. 2019_TA_MJ_022151178_Daftar-Pustaka.pdf 828.56
8. 2019_TA_MJ_022151178_Lampiran.pdf 7553.04

P Penelitian ini bertujuan untuk menguji faktor internal dan eksternal pada bank komersial di Indonesia selama periode tahun 2008-2017 memakai pengukuran ROA dan ROE. Faktor internal yang diuji dalam penelitian ini adalah bank size, capital adequacy, asset quality, liquidity, asset management, management quality dan financial risk. Faktor eksternal yang diuji adalah gross domestic product, inflation, interest rate dan exchange rate. Data pada penelitian ini diolah menggunakan software Eviews 8.0. Penelitian ini menggunakan metode purposive sampling. Sampel yang digunakan dalam penelitian sebanyak 26 bank komersial. Metode yang digunakan dalam penelitian ini adalah regresi data panel. Hasil penelitian menunjukan bahwa bank size berpengaruh positif terhadap ROA dan ROE. Capital adequacy tidak berpengaruh terhadap ROA tetapi berpengaruh positif terhadap ROE. Asset quality berpengaruh negatif terhadap ROA dan ROE. Liquidity tidak berpengaruh terhadap ROA dan ROE. Asset management berpengaruh positif terhadap ROA dan ROE. Management quality berpengaruh negatif terhadap ROA dan ROE. Financial risk tidak berpengaruh terhadap ROA, dan ROE. GDP tidak berpengaruh antara ROA dan ROE. Inflation tidak berpengaruh pada ROA dan ROE. Interest rate tidak berpengaruh terhadap ROA tetapi berpengaruh positif terhadap ROE. Exchange rate tidak berpengaruh terhadap ROA dan ROE.

T The study aims to examine internal and eksternal determinants of profitability in indonesia’s commercial banks from 2008-2017 through ROA and ROE measurement. Internal factors which has been examined include bank size, capital adequacy, asset quality, liquidity, asset management, management quality and financial risk. External factor which has been examined include gross domestic product, inflation, interest rate and exchange rate. Datas on this study were processed by using software Eviews 8.0. This study is using purposive sampling method. 26 commercial banks have been used as sample for this study. Multiple panel regression was being used for data analysis in this study. This study found that bank size has a positive effect on ROA and ROE. Capital adequacy has no effect on ROA but shows positive effect on ROE. Asset quality has negative effect on ROA and ROE. Liquidity has no effect on ROA and ROE. Asset management has a positive effect on ROA and ROE. Management quality has a negative effect on ROA and ROE. Financial risk has no effect on ROA and ROE. GDP has no effect on ROA and ROE. Inflation has no effect on both ROA and ROE. Interest rate has no effect on ROA but has positive effect on ROE. Exchange rate has no effect on both ROA and ROE.

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