DETAIL KOLEKSI

Pengaruh bank spesifik dan makroekonomi terhadap profitabilitas bank konvensional yang tedaftar di Bursa Efek Indonesia

5.0


Oleh : Tiara Kusumadewi

Info Katalog

Nomor Panggil : 022001808013

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2020

Pembimbing 1 : Wulan Sari

Subyek : Macroeconomics;Banks and banking

Kata Kunci : capital adequacy, exchange rate, gross domestic product, interest rate, net interest margin, non int


File Repositori
No. Nama File Ukuran (KB) Status
1. 2020_TA_MJ_022001808013_Halaman-Judul.pdf 711.29
2. 2020_TA_MJ_022001808013_Bab-1.pdf 631.64
3. 2020_TA_MJ_022001808013_Bab-2.pdf 742.26
4. 2020_TA_MJ_022001808013_Bab-3.pdf 908.79
5. 2020_TA_MJ_022001808013_Bab-4.pdf 703.96
6. 2020_TA_MJ_022001808013_Bab-5.pdf 428.18
7. 2020_TA_MJ_022001808013_Daftar-Pustaka.pdf 513.55
8. 2020_TA_MJ_022001808013_Lampiran.pdf 3081.64

P Penelitian ini bertujuan untuk menguji pengaruh bank spesifik dan makroekonomiterhadap profitabilitas bank. Variabel dependen yang digunakan dalam penelitianini adalah return on asset dan return on equity. Sedangkan variabel independendalam penelitian ini yaitu operating expense, net interest margin, capitaladequacy, non performing loans, non interest revenue, size, gross domesticproduct, interest rate, dan exchange rate. Sampel yang digunakan ialah sebanyak33 bank umum selama lima tahun dari 2014-2018. Jenis data yang digunakanberupa data sekunder. Teknik pengambilan sampel yang digunakan adalahpurposive sampling method. Model analisis data yang digunakan adalah regresidata panel. Dari hasil penelitian didapatkan bahwa operating expense berpengaruhnegatif terhadap return on asset dan return on equity, net interest marginberpengaruh positif terhadap return on asset dan return on equity, capitaladequacy berpengaruh negatif terhadap return on asset namun tidak berpengaruhterhadap return on equity, non performing loans berpengaruh negatif terhadapreturn on asset dan return on equity. Sedangkan non interest revenue, size, grossdomestic product, interest rate dan exchange rate tidak berpengaruh terhadapreturn on asset dan return on equity. Institusi perbankan dapat meningkatkan profitabilitas dengan cara menerapkan kebijakan manajemen yang dapat menekantingkat operating expense menjadi rendah, meningkatkan net interest margin,mengurangi capital adequacy dan mengurangi jumlah non performing loans.

T This study aims to examine the effect of bank specific and macroeconomy on bankprofitability. The dependent variable used in this study are return on assets and returnon equity. The independent variable used in this study are operating expense, netinterest margin, capital adequacy, non-performing loans, non-interest revenue, size,gross domestic product, interest rate, and exchange rate. The research sample are 33commercial banks for five years from 2014 to 2018.The type of data used in thisstudy is secondary data. The sampling technique used in this study was purposivesampling method and The data analysis model used in this study is panel dataregression. The results of this study found that operating expense has a negativeeffect against the return on assets and the return on equity, while net interest marginhas a positive effect againts the return on assets and the return on equity. This studyalso shows that Capital adequacy has a negative effect against the return on assetsbut does not affect against the return on equity. Non-performing loans alsonegatively affect the return on assets and the return on equity. While non-interestrevenue, size, gross domestic product, interest rate and exchange rate do not affectthe return on assets and the return on equity. To increase profitability banking institutions need to implementing management policies that can reduce the level ofoperating expense, increase the net interest margins, reduce the level of capitaladequacy and reduces the number of non-performing loans.

Bagaimana Anda menilai Koleksi ini ?