Penagaruh loan to deposit ratio, digitalization dan corporate social responsibility terhadap financial performance perbankan di indonesia.
Info Katalog
File Repositori
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2025
Pembimbing 1 : Bahtiar Usman
Pembimbing 2 : Hartini
Kata Kunci : bank size; capital adequacy ratio; corporate social responsibility; digitalization; loan to deposit
Status Posting : Published
Status : Lengkap
File Repositori
| No. | Nama File | Hal. | Link |
|---|---|---|---|
| 1. | 2025_TS_MMJ_122012301051_Halaman-Judul.pdf | 12 | |
| 2. | 2025_TS_MMJ_122012301051_Surat-Pernyataan-Revisi-Terakhir.pdf | 1 | |
| 3. | 2025_TS_MMJ_122012301051_Surat-Hasil-Similaritas.pdf | 1 | |
| 4. | 2025_TS_MMJ_122012301051_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf | 1 | |
| 5. | 2025_TS_MMJ_122012301051_Lembar-Pengesahan.pdf | 5 | |
| 6. | 2025_TS_MMJ_122012301051_Pernyataan-Orisinalitas.pdf | 1 | |
| 7. | 2025_TS_MMJ_122012301051_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf | 1 | |
| 8. | 2025_TS_MMJ_122012301051_Bab-1.pdf | 18 | |
| 9. | 2025_TS_MMJ_122012301051_Bab-2.pdf | 38 |
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| 10. | 2025_TS_MMJ_122012301051_Bab-3.pdf | 11 |
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| 11. | 2025_TS_MMJ_122012301051_Bab-4.pdf | 17 |
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| 12. | 2025_TS_MMJ_122012301051_Bab-5.pdf | 5 | |
| 13. | 2025_TS_MMJ_122012301051_Daftar-Pustaka.pdf | 13 | |
| 14. | 2025_TS_MMJ_122012301051_Lampiran.pdf | 12 |
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P Penelitian ini bertujuan untuk menganalisis pengaruh rasio kredit terhadap simpanan, digitalisasi, dan tanggung jawab sosial perusahaan terhadap kinerja keuangan perbankan di indonesia. penelitian ini menggunakan data sekunder dari perusahaan perbankan konvensional yang tercatat di bursa efek indonesia selama periode 2018 hingga 2024. pemilihan sampel dilakukan dengan metode purposive sampling, yang menghasilkan 29 bank sebagai sampel penelitian. metode analisis yang digunakan adalah regresi data panel. berdasarkan hasil analisis menunjukkan bahwa pengaruh rasio kredit terhadap simpanan, digitalisasi, rasio kecukupan modal, dan ukuran bank berpengaruh positif terhadap kinerja keuangan. kredit bermasalah berpengaruh negatif terhadap imbal hasil atas aset. tanggung jawab sosial perusahaan tidak berpengaruh terhadap imbal hasil atas aset. penelitian ini memberikan implikasi praktis bagi industri perbankan, bahwa strategi digitalisasi dan manajemen risiko kredit harus terus diperkuat, sedangkan program tanggung jawab sosial perusahaan perlu diarahkan secara lebih strategis dan terukur agar dapat memberikan dampak finansial yang lebih nyata.
T This study aims to analyze the effect of loan to deposit ratio, digitalization, and corporate social responsibility on the financial performance of the banking sector in indonesia. the research utilizes secondary data from conventional banking companies listed on the indonesia stock exchange during the period 2018 to 2024. the sample was selected using a purposive sampling method, resulting in 29 banks being included in the study. the analysis method used is panel data regression. based on the results of the analysis, it shows that the loan to deposit ratio, digitalization, dapital adequacy ratio, and bank size have a positive effect on financial performance. in contrast, non-performing loans have a negative effect on return on asset. meanwhile, corporate social responsibility has no significant effect on return on asset. this research provides practical implications for the banking industry, suggesting that digitalization strategies and credit risk management should continue to be strengthened, while corporate social responsibility programs need to be implemented more strategically and measurably to generate tangible financial impacts.